Compare business finance options in minutes

Apply today - no obligation, no impact on your credit score

Borrow up to £20m from 120+ lenders

Get expert help throughout the process

Applying won't affect 
your credit score

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Recommended by the government’s development bank, which helps SMEs get finance

Trusted by over 21,472 UK businesses

How Funding Options by Tide works

1

Tell us about your business

Answer some questions about your funding needs

2

Compare quotes instantly

Our smart technology filters quotes from 120+ lenders to help you find an ideal business loan

3

Apply and get your funding

We'll guide you through every step of the process

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Reasons to choose Funding Options by Tide

We’re a leading commercial finance broker connecting UK businesses with 120+ lenders.

Whether you need a business loan, asset finance, or invoice funding, we'll help you find the right solution quickly. Apply for free, with no impact on your credit score.

Work out your monthly loan repayments

This loan calculator is for representative purposes only. Your actual business loan rate will vary based on your circumstances.

For example: If you borrow £10,000 over 12 months at a representative APR of 49%, with a variable interest rate of 40% per annum, the total amount repayable would be £12,296.

£1,000

Borrow up to

£

3 months

For up to

months

With an annual interest rate of

%

3 monthly repayments of £0

Total repayment of £--

(3% interest rate per 30 days)

£1 Billion +

funded to UK businesses

+21000

happy customers

TIDE BUSINESS SERVICES

NEW

Run your business effortlessly with a Tide business account

Take care of all your accounting, receive payments, earn interest on savings, and more 
with the all-in-one Tide business current account

Open a Tide account
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Get a £100 cash reward* when you sign up using the promo code “TRYTIDE”.

*TnCs apply

Hear from our experts

Decades of experience in the financial lending sector

Regularly feature in the national and regional press

Clear and impartial insights to help you make confident financial decisions

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Vivek Seda

Business Finance Manager

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Stuart Lawson

Commercial Director

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Joe Morley

Business Finance Lead

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Simon Cureton

SVP Partner Credit Services

SME funding news and resources

Stay informed with the latest insights, guides, and funding tips tailored for SMEs.

Find the right loan for your business: fast and free

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Applying for quotes won’t affect your credit score

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Refer your clients

Are you an accountant, consultant, broker, or supplier with clients that need business finance? Join our growing panel of partners today.

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Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

*Eligibility criteria apply - see Tide website for full details

**New Tide customers receive a 0.78% AER boost on the standard 3.29% AER until 31/03/25, after which the rate reverts to 3.29% AER, with no interest earned on balances over £75,000.

Funding Options Ltd is incorporated and registered in England and Wales with company number 07739337 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL.

© Funding Options Ltd · Authorised and Regulated by the Financial Conduct Authority · Reference Number 727867